Your Privacy is Important to Us. At M3 LGS, your privacy is our chief concern. We understand that you entrust us with your private information to help us match your request with professionals  who can meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will M3 LGS sell or share any personal information about you to or with any person or organization except: as authorized by you, to authorized agents or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your loan request.

We want you to be aware of:

• Who we are
• Information we may collect on a M3 LGS Web site
• How your information is used
• Altering the information you submit through a M3 LGS Web site
• How our Privacy Policy is monitored

1. Who We Are. M3 LGS is the leading online quoting marketplace that connects consumers to companies (authorized agents) that compete for their business across a variety of quote types.  M3 LGS also maintains a nationwide network of professionals (authorized agents) that the company matches with consumers in the process of quoting a product or service.

2. Information We Collect. There are several areas on a M3 LGS site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to authorized agents or other parties involved in your transaction, or as may be required by law or court order.

• Information we receive from you on your requests. When you come to a M3 LGS site to complete a quote request form you'll need to provide personal information such as your name, phone number, e-mail address, and other information depending upon which type of quote you are requesting.
• Supplementary information for your loan or realty request. When you complete a quote request at a M3 LGS site, it may be necessary for you to supplement the information you provide with information from third party sources.
• Technical information we collect. In order for us to ensure that we are providing the best possible consumer experience on a M3 LGS Web site, we collect and track certain user information.
• Information from surveys. You may complete a survey from M3 LGS online. Participation in surveys is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.
• Information from the "Contact Us" section of a M3 LGS Web site. You may contact M3 LGS through the "Contact Us" feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.

3. How your information is used. We use the information you provide on your quote request to match you with multiple participating authorized agents. We may also send your information to other third parties relevant to your transaction.  M3 LGS may also share certain aggregated data with our authorized agents and other third parties for general marketing and demographic purposes; however, this data DOES NOT include any of your personal identifying information.

• Sharing information with our participating authorized agents. At your direction (when you click on the "Submit" button), the information that you provide to us on the quote request will be sent through the M3 LGS system and presented to multiple participating authorized agents who offer the types of products or services you have identified and/or other parties relevant to your transaction.  As our authorized agents may keep and use your information whether or not you use their products or services, we recommend that you contact them directly for more information about their specific privacy policies.

4. Altering Information You Submit Through a M3 LGS Web Site. M3 LGS puts you in control of your experience on our Web sites. You'll find our sites easy to navigate to find all the information you need to complete your transaction.

• Changing your information. You may be able to review and change personal information in an active quote request that you completed through an M3 LGS website. If you are unable to complete this online, you may contact our webmaster for assistance.
• Request to stop receiving emails from us. Periodically, M3 LGS may send you emails to alert you to money saving tips or special offers. If you do not wish to receive any of these offers, please visit our [subscription area] where you can remove yourself from our mailing list.

If you have questions or concerns regarding this statement, you should contact our webmaster .

If we make a change to our Privacy Policy in the future it will be posted here.

 More Details

• Technical information we collect. When you visit a M3 LGS Web site, our Web server may send a cookie to your computer. This cookie merely stores a limited amount of information about your site visit.  These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site. These cookies cannot be related to you as an individual unless you complete a quote request.
  
  When you complete a quote request, if you request that we remember you during a quote request, we use this cookie to allow our site to recognize you when you return.
  
  M3 LGS also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on M3 LGS servers and do not store or place anything on the user's computer.
  
  If you come to the M3 LGS web site from an online banner ad, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns.

This Privacy Policy was last updated on July 1, 2005

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.